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	<title>SMSF or Self Invested Personal Pensions (SIPPs): setting up and running them &#187; savings levels</title>
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		<title>Cheapest online supermarket shopping: Coles Online or Woolworths Homeshop?</title>
		<link>http://www.selfmanagedsuperfund.com/cheapest-online-supermarket-shopping-coles-online-or-woolworths-homeshop/162/</link>
		<comments>http://www.selfmanagedsuperfund.com/cheapest-online-supermarket-shopping-coles-online-or-woolworths-homeshop/162/#comments</comments>
		<pubDate>Sun, 14 Jun 2009 10:46:05 +0000</pubDate>
		<dc:creator>mike</dc:creator>
				<category><![CDATA[savings levels]]></category>
		<category><![CDATA[cash management]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[supermarket pricing]]></category>

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		<description><![CDATA[
Why Woolworths and Coles pricing matters
Supermarket expenses account for about 16% of our annual household expenditure for our family of 4 (2 adults, 2 children excluding mortgage costs). In cash terms, roughly $25,000 per year, and the second highest category of expenditure in the household after childcare. The Australian competition regulator, the ACCC, in an enquiry [...]]]></description>
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		<slash:comments>9</slash:comments>
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		<title>Household expenditure analysis: identifying savings</title>
		<link>http://www.selfmanagedsuperfund.com/household-expenditure-analysis-identifying-savings/117/</link>
		<comments>http://www.selfmanagedsuperfund.com/household-expenditure-analysis-identifying-savings/117/#comments</comments>
		<pubDate>Wed, 07 Jan 2009 11:00:29 +0000</pubDate>
		<dc:creator>mike</dc:creator>
				<category><![CDATA[savings levels]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[expenditure]]></category>
		<category><![CDATA[savings]]></category>

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		<description><![CDATA[Obviously the size of your savings is clearly influenced by your current expenditure, perhaps not so much where compulsory superannuation is concerned in Australia, but definitely when it comes to making voluntary additional contributions to a pension of superannuation scheme.
And clearly, with the market the way it&#8217;s been over the last 12 months, many people&#8217;s [...]]]></description>
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