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	<title>SMSF or Self Invested Personal Pensions (SIPPs): setting up and running them &#187; Risk</title>
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	<description>The fee-free plain English approach that we couldn't find so had to write</description>
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		<title>Investment in telco companies: broadband and mobile data growth plus low valuations and low expectations?</title>
		<link>http://www.selfmanagedsuperfund.com/investment-in-telco-companies-broadband-and-mobile-data-growth-plus-low-valuations-and-low-expectations/130/</link>
		<comments>http://www.selfmanagedsuperfund.com/investment-in-telco-companies-broadband-and-mobile-data-growth-plus-low-valuations-and-low-expectations/130/#comments</comments>
		<pubDate>Sun, 13 Jun 2010 11:36:15 +0000</pubDate>
		<dc:creator>mike</dc:creator>
				<category><![CDATA[Risk]]></category>
		<category><![CDATA[individual stocks]]></category>
		<category><![CDATA[bargain hunting]]></category>
		<category><![CDATA[broadband]]></category>
		<category><![CDATA[telcos]]></category>

		<guid isPermaLink="false">http://www.selfmanagedsuperfund.com/?p=130</guid>
		<description><![CDATA[Telcos: the dotcom crash all over again?
One of the market themes that is starting to looking interesting is telcos. You know, those boring mature industries, whose fixed phone line legacy business is gradually being whittled away by the internet?    
The ones who are dying a slow death whilst being whipped by regulators at the same time?    
Doesn&#8217;t really sound attractive?
Well [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>K Rudd magic &amp; why the mining super-profits tax is a superannuation tax</title>
		<link>http://www.selfmanagedsuperfund.com/k-rudd-magic-why-the-mining-super-profits-tax-is-a-superannuation-tax/252/</link>
		<comments>http://www.selfmanagedsuperfund.com/k-rudd-magic-why-the-mining-super-profits-tax-is-a-superannuation-tax/252/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 06:39:10 +0000</pubDate>
		<dc:creator>mike</dc:creator>
				<category><![CDATA[Risk]]></category>
		<category><![CDATA[government risk]]></category>
		<category><![CDATA[political risk]]></category>
		<category><![CDATA[resource profits tax]]></category>

		<guid isPermaLink="false">http://www.selfmanagedsuperfund.com/?p=252</guid>
		<description><![CDATA[
My utmost admiration for the government on the Miner&#8217;s Super-tax. There&#8217;s a true symmetry to this which just has to be mentioned.
It&#8217;s called a Super tax because it&#8217;s a tax on &#8216;Super-profits&#8217; in the mining sector.
But of course the beauty of it is that it is really also a tax on the superannuation (&#8217;super&#8217;) savings of most Australians (the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Superannuation &amp; government deficits: political risk is back</title>
		<link>http://www.selfmanagedsuperfund.com/superannuation-government-deficits-political-risk-is-back/145/</link>
		<comments>http://www.selfmanagedsuperfund.com/superannuation-government-deficits-political-risk-is-back/145/#comments</comments>
		<pubDate>Mon, 18 May 2009 03:13:40 +0000</pubDate>
		<dc:creator>mike</dc:creator>
				<category><![CDATA[Risk]]></category>
		<category><![CDATA[investment strategies]]></category>
		<category><![CDATA[preservation age]]></category>
		<category><![CDATA[super contributions]]></category>

		<guid isPermaLink="false">http://www.selfmanagedsuperfund.com/?p=145</guid>
		<description><![CDATA[Watching the Obama government fiddle around with the various creditors in Chrysler (and in other government bailouts where political calculations are coming into play in Australia and the UK) it&#8217;s pretty obvious that there is &#8216;political risk&#8217; coming back into investment in a big way.
It is something that Bill Gross at Pimco was also keen [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The credit crunch: the fine print changes at banks</title>
		<link>http://www.selfmanagedsuperfund.com/the-credit-crunch-the-fine-print-changes-at-banks/111/</link>
		<comments>http://www.selfmanagedsuperfund.com/the-credit-crunch-the-fine-print-changes-at-banks/111/#comments</comments>
		<pubDate>Tue, 25 Nov 2008 03:18:25 +0000</pubDate>
		<dc:creator>mike</dc:creator>
				<category><![CDATA[Risk]]></category>
		<category><![CDATA[Setup]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[cash management]]></category>
		<category><![CDATA[term deposits]]></category>

		<guid isPermaLink="false">http://www.selfmanagedsuperfund.com/?p=111</guid>
		<description><![CDATA[Whilst the more visible mass layoffs at banks like Citigroup, RBS and HBOS grab the headlines, there have also been some subtle changes at banks which are equally designed to shore up their balance sheets.
This time however they&#8217;re looking to you, the customer, to do it.
In Australia we usually hold the cash component of our [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Legislative risk &#8211; or &#8220;I&#8217;d rather have the cash now thank you&#8221;</title>
		<link>http://www.selfmanagedsuperfund.com/legislative-risk-or-id-rather-have-the-cash-now-thank-you/28/</link>
		<comments>http://www.selfmanagedsuperfund.com/legislative-risk-or-id-rather-have-the-cash-now-thank-you/28/#comments</comments>
		<pubDate>Sat, 13 Sep 2008 06:31:17 +0000</pubDate>
		<dc:creator>mike</dc:creator>
				<category><![CDATA[Risk]]></category>
		<category><![CDATA[Setup]]></category>
		<category><![CDATA[government risk]]></category>
		<category><![CDATA[SIPP setup]]></category>
		<category><![CDATA[SMSF setup]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.selfmanagedsuperfund.com/?p=28</guid>
		<description><![CDATA[Whether you put money into a SIPP or SMSF, in the back of everyone&#8217;s mind is the question (especially with voluntary contributions) of whether it makes sense to lock your money up in this way.
In Australia the point comes to the fore more with voluntary contributions as superannuation is compulsory at 9% of salary (so [...]]]></description>
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